Land tenure regularization in Ghana involves a series of measures implemented in both rural and urban areas to formalize the permanent settlement of communities on designated lands, as permitted by the government. 

In Ghana, large tracts of stool or government-owned lands require regularization to ensure that each landowner holds a legal title to their specific parcel. This process helps establish clear ownership, reducing disputes and providing security for landholders.

The government or property developers often acquire large tracts of land from allodial owners, then subdivide and sell these parcels to interested buyers. 

Once you’ve acquired your portion, it’s your responsibility to regularize the land under your ownership. Navigating the land regularization process can be complex, so enlisting the expertise of a real estate agent is highly recommended to ensure a smooth and efficient experience. Let’s walk you through the steps involved in regularizing your land in Ghana.

Why you need to regularize your land
If you didn’t purchase your land in Ghana directly from a Stool or Skin (Chief), there’s a chance that the land might not be registered in your name when you conduct a search at the Lands Commission. 

This is because the entire tract of land is typically registered under the government agency or developer that originally acquired it. However, through the regularization process, the portion of land you purchased can be officially allocated to you under a leasehold, ensuring that it is properly registered in your name.

Regularizing the land in your name is crucial, especially if you need to prove ownership. Whether you plan to sell the property, use it as collateral for a loan, or provide it as a guarantee, having the land officially registered in your name ensures that you have the legal backing needed to proceed with these actions.

There are extensive lands in areas like Tema, Nungua, Dansoman, West Legon, and others that require regularization by their respective owners. If you own land in any of these areas and need assistance with the regularization process, our team of professional real estate agents is here to guide you through every step. Reach out to us for expert support to ensure a seamless process.

How to regularize your property in Ghana
The regularization process is generally straightforward. While the costs may vary depending on the location and the organization you are dealing with, you can expect to spend approximately GHC 4,000 to 10,000. The entire process typically takes around 2 to 6 months to complete, depending on various factors such as the responsiveness of the involved parties and the complexity of the land registration.

Requirements for land regularization
Here is a general outline of the land regularization process in Ghana. While the specifics may vary depending on the organization involved, it’s always advisable to work with an experienced real estate agent for a smoother process:

1. Submit Required Documents:

Two passport-sized photos of yourself and your representative (real estate agent).

Photocopies of any national ID card for both you and your representative.

A Power of Attorney from you, authorizing the representative to act on your behalf.

2. Fill Out Records Information Form:

This form is available at the organization’s office and requires you to provide proof of land purchase, including documents like your indenture and payment receipts.

3. Pay the Application Fee:

A non-refundable application fee is required, which is typically around GHC 700 to GHC 1500

4. Site Plan Preparation:

An accredited surveyor will be assigned to prepare a new site plan in your name.

You will be responsible for the cost of preparing this barcoded site plan.

5. Plot Inspection:

A representative from the organization will inspect your plot to ensure everything aligns with the records.

6. Conducting a Land Title Search:

The organization will conduct a search on the Land Title after receiving the site plan, and verifying ownership details.

7. Issuance of Offer Letter:

An offer letter will be issued, outlining the terms, conditions, and the amount to be paid for the regularization.

By following these steps and working with a knowledgeable real estate agent, you can navigate the regularization process with greater ease and ensure your land is properly registered.

Upon completing this process, you will receive a new indenture between you and the organization, formally documenting your ownership. Additionally, you will be issued a Land Title Certificate from the Lands Commission, which finalizes your land regularization process and serves as official proof of ownership.

At Housing in Ghana magazine, we’re committed to providing you with the knowledge and resources you need to succeed in Ghana’s real estate market. Stay tuned for more expert insights, tips, and advice to help you navigate your real estate journey with confidence.

Interested in buying, selling or renting a property, visit Housing Fair Online for all your real estate needs.